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Strategies, Barriers, and Outcomes of Home Ownership


Strategies, Barriers, and Outcomes of Home Ownership is a three-year field initiated research project funded in August of 2000 by the National Institute on Disability Rehabilitation Research (NIDRR). This research project is systematically investigating the quality of life outcomes of home ownership for people with severe disabilities. The research will focus on the personal service, financial, and support network variables associated with achieving and maintaining successful home ownership.

Five interrelated studies are being conducted in Arkansas, Connecticut, Missouri, Texas, Washington, and West Virginia. The studies include: (1) a homeownership outcome study consisting of 150 in-person structured interviews. This study will be conducted in collaboration with the Temple University Institute on Disabilities; (2) a study of facilitating and inhibiting factors in homeownership. This study, based on telephone interviews with 450 individuals, will be conducted in collaboration with the UNH Center for Survey Research; (3) an investigation of the predictors of mortgage company underwriting decisions. Research data will be collected using an experimental design with a random sample of banking system underwriters; (4) an intensive case study of selected homeowners, based on site visits to six homeowners. Research methodology includes the use of qualitative participant-observation, semi-structured interview methods, and analyses; and, (5) a follow-along study of the variables associated with long-term success by successful homeowners.